What determines consumer financial distress? Place-and person-based factors
We use credit report data to study consumer financial distress in America. We report large,
persistent disparities in financial distress across regions. To understand these patterns, we …
persistent disparities in financial distress across regions. To understand these patterns, we …
Debt on the Ground: The Scholarly Discourse of Bankruptcy and Financial Precarity
A rich literature uses law and social science methods to better understand household
financial distress and overindebtedness both inside and outside of bankruptcy. This …
financial distress and overindebtedness both inside and outside of bankruptcy. This …
Life in the Sweatbox
The time before a person files bankruptcy is sometimes called the financial" sweatbox." 1
People in the financial sweatbox are on the brink of defaulting on their debts, which is when …
People in the financial sweatbox are on the brink of defaulting on their debts, which is when …
Portraits of bankruptcy filers
One in ten adult Americans has turned to the consumer bankruptcy system for help, often
after struggling for years to pay their debts. 1 Between 2009 and 2018 alone, over 11 million …
after struggling for years to pay their debts. 1 Between 2009 and 2018 alone, over 11 million …
Driven to Bankruptcy
Over the last ten years, 15.1 million people filed for bankruptcy, implying that the bankruptcy
courts have dealt with 16.4 million cars during that same time period. I Although there is …
courts have dealt with 16.4 million cars during that same time period. I Although there is …
Graying of US bankruptcy: Fallout from life in a risk society
As neoliberal ideology and policies gained a foothold in the early 1980s, the social safety
net for older Americans contracted. Responsibility for the risks associated with aging …
net for older Americans contracted. Responsibility for the risks associated with aging …
Law in the Time of COVID-19
K Pistor - 2020 - scholarship.law.columbia.edu
That same day, Columbia Law School began moving our entire curriculum online—more
than 300 courses—for the first time in our history. Not only did we transform our teaching, but …
than 300 courses—for the first time in our history. Not only did we transform our teaching, but …
Fintech's role in exacerbating or reducing the wealth gap
P Foohey, N Martin - U. Ill. L. Rev., 2021 - HeinOnline
Good Girls, the popular American crime comedy-drama television series, follows the lives of
three women living in Detroit, Michigan. 1 The crime aspect of the show arises because all …
three women living in Detroit, Michigan. 1 The crime aspect of the show arises because all …
A no-contest discharge for uncollectible student loans
A NO-CONTEST DISCHARGE FOR UNCOLLECTIBLE STUDENT LOANS Page 1 A NO-CONTEST
DISCHARGE FOR UNCOLLECTIBLE STUDENT LOANS MATTHEW BRUCKNER* BROOK …
DISCHARGE FOR UNCOLLECTIBLE STUDENT LOANS MATTHEW BRUCKNER* BROOK …
Consumers' Declining Power in the Fintech Auto Loan Market
P Foohey - Brook. J. Corp. Fin. & Com. L., 2020 - HeinOnline
Automobiles have become part of America's infrastructure. For most people, having access
to a car is crucial to their livelihoods and they will take on significant amounts of debt to …
to a car is crucial to their livelihoods and they will take on significant amounts of debt to …