Understanding driving behavior–even in the rapid emergence of automation-remains in the
spotlight, for decomposing complex driving dynamics, enabling the development of user …

Purpose The purpose of this paper is to analyze the use of telematics in insurance and its
consequences for the insurability of risks. Empirical results on monitoring policyholders or …

We present a method to integrate telematics data in a pay‐how‐you‐drive insurance pricing
scheme that penalizes some near‐miss events. We illustrate our method with a sample of …

Technological progress has improved insurers' ability to monitor policyholders and has led
to usage‐based insurance (UBI) contracts that incorporate behavioral risk factors in pricing …

Pay-as-you-drive (PAYD), or usage-based automobile insurance (UBI), is a policy
agreement tied to vehicle usage. In this paper we analyze the effect of the distance traveled …

This paper presents pricing innovations to German car insurance. The purpose is to provide
an effective approach to adapting actuarial pricing decision to incorporate telematic data …

We examine the effect of Fintech on the market structure of traditional financial markets, and
focus particularly on InsurTech and the insurance sector. We find that InsurTech has …

Novel navigation applications provide a driving behavior score for each finished trip to
promote safe driving, which is mainly based on experts' domain knowledge. In this paper …

We give a survey on the field of telematics car driving data research in actuarial science. We
describe and discuss telematics car driving data, we illustrate the difficulties of telematics …

Telematics boxes integrated into vehicles are instrumental in capturing driving data
encompassing behavioral and contextual information, including speed, distance travelled by …