[PDF][PDF] Explaining the Black-White homeownership gap

JH Choi, A McCargo, M Neal, L Goodman… - Washington, DC: Urban …, 2019 - urban.org
Homeownership is a key source of household wealth and often represents the largest asset
on a household's balance sheet, according to the Survey of Consumer Finances. But the …

Geography and Hispanic homeownership: A review of the literature

R Sanchez-Moyano - Journal of Housing and the Built Environment, 2021 - Springer
Location is a crucial but often unexamined determinant of homeownership outcomes. The
literature on Hispanic homeownership and the Hispanic-White homeownership gap has …

The role of credit attributes in explaining the homeownership gap between whites and minorities since the financial crisis, 2012–2018

J Dey, LM Brown - Housing Policy Debate, 2022 - Taylor & Francis
Homeownership rates have been slow to recover since the financial crisis. Minority groups
such as Blacks and Hispanics have been particularly slow to transition to homeownership …

[PDF][PDF] Why Do Households of Color Own Only a Quarter of the Nation's Housing Wealth When They Compose a Third of the Nation's Households

M Neal, JH Choi, K Reynolds, J Schilling… - Report, Urban Institute …, 2021 - urban.org
Homeownership is a key vehicle for building wealth. But households of color are less likely
than white households to own their own homes. And for many of these racial and ethnic …

Transitioning to homeownership: asset building for low-and moderate-income households

A Acolin, A Ramiller, RJ Walter, S Thompson… - Housing policy …, 2021 - Taylor & Francis
This article assesses the asset building of households that take part in shared-equity
homeownership (SEH) models. The contribution of this article is a comparison of outcomes …

Tapped out? Racial disparities in extrahousehold kin resources and the loss of homeownership

G Sharp, E Whitehead, M Hall - Demography, 2020 - read.dukeupress.edu
Research shows that extrahousehold kin economic resources contribute to the racial gap in
transitions into homeownership, but the extent to which these resources matter for racial …

Mortgage risk premiums during the housing bubble

AJ Levitin, D Lin, SM Wachter - The Journal of Real Estate Finance and …, 2020 - Springer
How did pricing for mortgage credit risk change during the years prior to the 2008 financial
crisis? Using a database from a major American bank that served as trustee for private-label …

Ethno-racial disparities in adverse experiences at mortgage closing: Evidence from the national survey of mortgage originations

J Loya - Housing Policy Debate, 2024 - Taylor & Francis
The mortgage industry is central to ethno-racial stratification in access to homeownership.
Obtaining a successful mortgage origination requires many steps, points of verification, and …

Impact of ethnic and cultural diversity on millennial living preferences and homeownership

Y Wu, A Tidwell, V Sah - International Journal of Housing Markets and …, 2024 - emerald.com
Purpose This study aims to examine living preference and tenure among millennials, with a
particular focus on the impact of ethnic and cultural diversity on housing outcomes including …

[HTML][HTML] Hispanic disaster preparedness in the United States, 2017: examining the association with residential characteristics

S Friedman, E Fussell, M Nakatsuka… - Cityscape (Washington …, 2021 - ncbi.nlm.nih.gov
The number of highly destructive disasters is increasing in regions of the United States
where the Hispanic population is growing fastest. Up-to-date studies of disaster …