The importance of pursuing financial inclusion to accelerate economic growth and enhance
financial sustainability has been well noted. However, studies have provided few actionable …

Abstract Cong, Li, and Zhang introduce recent research in economics and business-related
fields utilizing data from unconventional sources or of unstructured nature. Highlighting …

Social value-oriented consumers perform more sustainable consumption than conventional
consumers do because consumers' choices reflect their latent social values on …

Purpose: This paper aims to improve repayment prediction in leasing companies using a
deep learning model. Design/Methodology/Approach: In this work, we prepare some deep …

在金融科技快速发展的今天, 信贷风险是金融行业关注的重心. 传统研究在分析用户信贷违约
行为时, 主要集中于用户一些基本的, 静态的信息. 结合近年来日益普及的数字化支付交易 …

We investigated the value of credit borrowers' social media posts, such as microblog posts,
in the prediction of their credit risk. We used a mixed methodology to enhance credit …

The rapid development of financial technology (ie, FinTech) drives the growing popularity of
digital payment transactions. This phenomenon, especially given the increasing number of …

Given the sheer size of the consumer credit market and the huge number of consumer credit
users, credit risk modeling, or predicting delinquent (or default) probabilities of borrowers to …

The rapid development of FinTech drives the growing popularity of digital payment
transactions. This phenomenon, especially given the increasing number of offline and online …