Digital banking can make banking transactions easier in daily life. However, the presence of
technology does not seem to be welcomed. This is due to the unpreparedness of technology …

This research was conducted to obtain empirical evidence regarding the Effects of Tax
Justice, Discrimination, and Religiosity on Tax Evasion Behavior. This research uses …

 Abstract—Cloud technology can make the learning process easy and done anywhere.
However, in its use, some students feel anxious and prefer learning using offline software …

In online learning, students often experience problems related to the use of technology. One
of them is enterprise resource planning (ERP) technology. Therefore, this study aimed to …

The emergence of digital banking has presented the banking industry with benefi ts and
challenges. Although digital banking services provide customers with increased …

Pre-learning evaluation helps map students' abilities and readiness to follow the learning of
a subject. This shows the need for instruments of pre-learning evaluation that can be used …

Digital age has transform not only individual lifestyle but also how corporation run their
business. Transaction records mostly keep in digital form, consequently traditional audit …