While readily available fintech products are in rise for consumers, the lack of basic fintech
literacy (FTL) may preclude them fully utilize its benefits. This study aims to investigate FTL …

Borrowers' default is the main risk of online lending. Using credit scoring model to assess
borrowers' credit is an important means to reduce default risk. The existing related work …

This paper examines how family financial socialization in adulthood is linked to the
development of investment literacy among individual family members within the context of …

Research background: The shift towards globalization, technological innovations, and digital-
ization has led to the emergence of various innovative financial products, such as peer-to …

Ponzi girişimcilik, finansal aracılık hizmetlerinde dijitalleşme ile birlikte yeni bir döneme
girmiş bulunmaktadır. Dijitalleşme, finansal piyasalarda bilgi asimetrisini ve belirsizlikleri …

This study examined the role of agricultural financial technology (fintech), specifically peer-to-
peer lending (P2PL), in strengthening small farmers' financial literacy. Through a qualitative …

This study explores survey data of investors in peer-to-peer (P2P) this how assess their
investment literacy, lending aiming to literacy is affected by their financial socialization and …

Research on financial enclusion was first indexed in Scopus in 1984, in the form of a
conference paper. This study aims to explain the development of inclusive financial literature …

This study explores survey data of investors in peer-to-peer (P2P) lending platforms to
assess their investment literacy, to explore how this literacy is affected by their nancial …

Granting loans carries with it a probability of default risk. Using the credit scoring model to
rate borrowers' credit is a way to reduce it. There are many studies focused on improving …