Open banking facilitates data sharing consented to by customers who generate the data,
with the regulatory goal of promoting competition between traditional banks and challenger …

This study investigates the effect of financial technology (FinTech) development on stock
price crash risk. We show that the development of FinTech can inhibit management from …

This study investigates the impact of FinTech development on the credit supply of China's
commercial banks to individuals and enterprises. We first evaluate the development status …

Open banking enables loan applicants to easily share payment data, which in theory could
improve credit access by reducing information asymmetry but also raises concerns about …

FinTech lending (eg, micro-lending) has played a significant role in facilitating financial
inclusion. It has reduced processing times and costs, enhanced the user experience, and …

Central banks around the world are exploring the possibility of Central Bank Digital
Currencies (CBDCs) for retail and wholesale use. While no major economy is yet to fully …

Salah satu dampak negatif dari kemajuan teknologi dalam dunia digitalisasi keuangan
adalah mendorong masyarakat pada ketergantungan terhadap utang. Saat ini sudah …

This paper studies monetary policy transmission through BigTech and traditional banks. By
comparing business loans made by a BigTech bank with those made by traditional banks, it …

Achieving inclusiveness in decision-making is of utmost importance for advancing social
justice and mitigating inequality. This is especially critical in high-stakes decisions, including …

This study analyzes the impact of digital technology on cross-border bank lending and
sheds light on the concurrent increase in the size and distance of cross-border lending …