Purpose Healthcare stakeholders' perspectives on the value of genomic testing vary widely
and directly impact the access and practice of genomic medicine. A review of United States …

Some commercial firms currently sell polygenic indexes (PGIs) to individual consumers,
despite their relatively low predictive power. It might be tempting to assume that because the …

Genetic testing's increased availability has raised concerns about “genetic
discrimination”(GD), where individuals may face unfair treatment, particularly when …

Globally, due to public concerns of genetic discrimination, some countries and insurance
industries have adopted policies restricting insurer use of genetic information, such as the …

Genetic testing can provide valuable information to mitigate personal disease risk, but the
use of genetic results in life insurance underwriting is known to deter many consumers from …

In 1995, Robert Pokorski, MD, wrote a far-seeing article in Nature (Pokorski, 1995) on how
the new world of clinical genetics might affect life insurance. Writing before any actuarial …

If individuals at the highest mortality risk are also least likely to lapse a life insurance policy,
then lapse-supported premiums magnify adverse selection costs. As an example, we …

I analyze how genetic testing modifies prevention actions that reduce the health and
financial consequences of disease. Specifically, I determine whether individuals adjust their …

Introduction. The article examines the specifics and role of genetic information for insurance
risk assessment in the life insurance market in Ukraine. Problem Statement. The insurance …

Анотація У статті проведено теоретико-методичне дослідження негативних ризиків і
позитивних можливостей від використання технологій генетичних досліджень у …