Employment insecurity and first-time homeownership: Evidence from twenty-two European countries

PM Lersch, C Dewilde - Environment and Planning A, 2015 - journals.sagepub.com
Many young people in Europe face employment insecurity, a condition which will likely
persist following the global economic downturn that started with the financial crisis of 2007 …

A survey of policies that may increase access to home ownership for low‐income households

M Atterhög, HS Song - Housing, Theory and society, 2009 - Taylor & Francis
This review article presents a systematic overview of strategies that may make home
ownership affordable to more low‐income households. Home ownership has been regarded …

Income volatility and residential mortgage delinquency across the EU

L Diaz-Serrano - Journal of Housing Economics, 2005 - Elsevier
We investigate the socio-economic determinants of mortgage delinquency in eight EU
mortgage markets and observe that income volatility exerts a positive effect on the mortgage …

On the negative relationship between labor income uncertainty and homeownership: Risk-aversion vs. credit constraints

L Diaz-Serrano - Journal of Housing Economics, 2005 - Elsevier
In this paper, we test for the first time whether the driving force behind the negative impact of
labor income uncertainty on owner-occupancy propensities is risk-aversion or credit …

Homeownership, saving and financial wealth: A comparative and longitudinal analysis

PM Lersch, C Dewilde - Housing Studies, 2018 - Taylor & Francis
The finding that homeowners own more non-housing wealth than tenants is well known. We
examine whether the higher financial wealth of owners can be partly explained with …

Voluntary public unemployment insurance

DO Parsons, T Tranæs, HB Lilleør - Available at SSRN 436605, 2003 - papers.ssrn.com
Voluntary public unemployment systems are limited to a handful of countries, including
Finland, Sweden, and, more substantially, Denmark. A voluntary system has the positive …

Income volatility and residential mortgage delinquency: evidence from 12 EU countries

L Diaz-Serrano - Available at SSRN 621044, 2004 - papers.ssrn.com
We investigate the socio-economic determinants of mortgage delinquency in 12 EU
countries and observe that income volatility significantly increases the mortgage …

Eleven Things They Don't Tell You about Law & Economics: An Informal Introduction to Political Economy and Law

F Pasquale, L Palladino, MT McCluskey, JD Haskell… - Law & Ineq., 2019 - HeinOnline
Many legal scholars have critiqued the dominant law and economics paradigm. However,
important work is all too often neglected because it is not popularized in an accessible form …

Outlook for UK housing and the implications for policy: Are we reaping what we have sown?

G Pryce, N Sprigings - International Journal of Housing Markets and …, 2009 - emerald.com
Purpose–The purpose of this paper is to present a brief analytical summary of the current
downturn in the UK housing sector. It then aims to ask whether the severity of the slowdown …

Home owners' perceptions of and responses to risk

A Jones, M Elsinga, D Quilgars… - European journal of …, 2007 - Taylor & Francis
Home ownership sectors in most European countries have experienced growth in recent
decades and by the mid-1990s the majority of EU15 households were home owners. While …