One in ten adult Americans has turned to the consumer bankruptcy system for help, often
after struggling for years to pay their debts. 1 Between 2009 and 2018 alone, over 11 million …

To what extent can a judge deprive someone of fundamental constitutional rights as
punishment for a crime and in lieu of prison? The question is not merely theoretical. For the …

The Forgotten Stewards of Higher Education Quality Page 1 The Forgotten Stewards of Higher
Education Quality Matthew Adam Bruckner* A "triad" of regulators is supposed to ensure that …

Even before the spread of the COVID-19 pandemic, student loan debttotaling over $1.64
trillion-was a cause for concern, as it is the second largest source of consumer debt in the …

In economics literature, public policies are often compared to the benchmark of a benevolent
regulator-one that maximizes social welfare while balancing the interests of all affected …

" I spoke to two lawyers and they both said the same thing:'It's going to be extremely
expensive and you are going to lose...."'That is how Chuck Stewart described to a journalist …

COVID-19 has caused massive economic dislocation across both the United States and the
world.'With millions of people out of work, governments across the world have tried a variety …

Over 300,000 student loan borrowers have applied to the Department of Education for
administrative relieffrom federal student loans on the ground that they were deceived or …

This Article looks at consumer complaints about student loan lenders and servicers from the
Consumer Financial Protection Bureau's (CFPB's) consumer complaint database. Using a …

Almost any financially distressed entity can attempt to restructure under chapter 11 of the
Bankruptcy Code'while continuing to operate. Institutions of higher education (" IHEs") …