The price effects of reducing payment card interchange fees

B Shabgard, J Asensio - SERIEs, 2023 - Springer
In this paper we empirically address the issue of whether reductions in card payment
interchange fees have a significant impact on prices paid by consumers. The answer to this …

The no‐surcharge rule and surcharging behaviours in credit card markets

H Tan, Z Deng - Australian Economic Papers, 2020 - Wiley Online Library
We investigate the welfare implications of banning the no‐surcharge rule (NSR) in credit
card markets. In particular, we introduce a governance mechanism alteration and merchants' …

[PDF][PDF] Literature Review on Competition, Efficiency and Surcharging in the Retail Payment System

A Fletcher - comcom.govt.nz
The academic literature examines the key economic characteristics of these card markets,
why these may lead to inefficient market outcomes, and implications for regulation. In this …

Three essays on industrial organization: competition, price setting, regulation

B Shabgard - 2020 - ddd.uab.cat
This doctoral dissertation is in the field of industrial organisation and focuses on three
markets namely search engine market, banking industry, and card payment market. I use …