Big data, risk classification, and privacy in insurance markets
The development of new technologies and big data analytics tools has had a profound
impact on the insurance industry. A new wave of insurance economics research has …
impact on the insurance industry. A new wave of insurance economics research has …
[PDF][PDF] Regulatory capital and catastrophe risk
In this study, we examine the effect of capital regulation on insurers' pricing behavior using
homeowners' insurance price data. We leverage a regulatory reform that imposes greater …
homeowners' insurance price data. We leverage a regulatory reform that imposes greater …
Local religious beliefs and insurance companies' risk-taking behaviour
TR Berry-Stölzle, J Xu - The Geneva Papers on Risk and …, 2021 - pmc.ncbi.nlm.nih.gov
We empirically examine the effect of local religious beliefs on the risk-taking behaviour of US
life insurers headquartered in that region. We distinguish between insurers that …
life insurers headquartered in that region. We distinguish between insurers that …
Insurance Rate Regulation, Management of the Loss Reserve and Pricing
G Narayanamoorthy, J Page… - The Accounting …, 2023 - publications.aaahq.org
Insurance pricing is subject to stricter regulation in some states than others. This cross-
sectional variation, coupled with the occurrence of staggered deregulation in several states …
sectional variation, coupled with the occurrence of staggered deregulation in several states …