The role of natural disaster insurance in recovery and risk reduction

C Kousky - Annual Review of Resource Economics, 2019 - annualreviews.org
Natural disaster losses have been increasing worldwide. Insurance is thought to play a
critical role in improving resilience to these events by both promoting recovery and providing …

The limits of regulation by insurance

KS Abraham, D Schwarcz - Ind. LJ, 2022 - HeinOnline
When all else fails, fall back on insurance. For many decades, that strategy has addressed a
number of important social problems, including postretirement income insecurity, 1 …

Transparency opaque: Understanding the lack of transparency in insurance consumer protection

D Schwarcz - UCLA L. Rev., 2013 - HeinOnline
Consumer protection in most domains of financial regulation centers on transparency.
Broadly construed, transparency involves making relevant information available to …

The perverse effects of subsidized weather insurance

O Ben-Shahar, KD Logue - Stan. L. Rev., 2016 - HeinOnline
This Article explores the role of insurance as a substitute for direct regulation of risks posed
by severe weather. In pricing the risk of human activity along the predicted path of storms …

Catastrophe risk financing in the United States and the European Union: A comparative analysis of alternative regulatory approaches

RW Klein, S Wang - Journal of Risk and Insurance, 2009 - Wiley Online Library
The regulation of insurance companies in the United States and the European Union (EU)
continues to evolve in response to market forces and the changing nature of risk but with …

Deciding whether to invest in mitigation measures: Evidence from Florida

JM Carson, KA McCullough… - Journal of Risk and …, 2013 - Wiley Online Library
Prior research provides theoretical insight into factors likely to impact the decision to mitigate
such as the degree of risk aversion, the cost of market insurance, and the cost of self …

The riskscapes of re/insurance

ZJ Taylor, JL Weinkle - Cambridge Journal of Regions, Economy …, 2020 - academic.oup.com
Property catastrophe re/insurance plays a crucial yet underexplored role in the governance
of disparate geographies of risk. This article extends the concept of the riskscape to the …

Demand for fixed-price multi-year contracts: Experimental evidence from insurance decisions

H Kunreuther, E Michel-Kerjan - Journal of Risk and Uncertainty, 2015 - Springer
Do individuals prefer a fixed-price multi-year insurance (MYI) policy to current annual
contracts with fluctuating prices? If so, are they willing to pay more for these policies? In a …

America on fire: climate change, wildfires & insuring natural catastrophes

CC French - UC Davis L. Rev., 2020 - HeinOnline
America is on fire. The damage, destruction, and loss of life caused by wildfires have
exploded over the past few decades. Nine of the ten worst fire seasons have occurred in the …

Coastal cities and regions in a changing climate: economic impacts, risks and vulnerabilities

RM Leichenko, A Thomas - Geography Compass, 2012 - Wiley Online Library
This review examines recent literature on economic impacts, vulnerabilities and adaptation
to climate change in coastal cities and regions of the developed world. Major areas of focus …