KS Abraham, D Schwarcz - Ind. LJ, 2022 - HeinOnline
When all else fails, fall back on insurance. For many decades, that strategy has addressed a number of important social problems, including postretirement income insecurity, 1 …
Consumer protection in most domains of financial regulation centers on transparency. Broadly construed, transparency involves making relevant information available to …
O Ben-Shahar, KD Logue - Stan. L. Rev., 2016 - HeinOnline
This Article explores the role of insurance as a substitute for direct regulation of risks posed by severe weather. In pricing the risk of human activity along the predicted path of storms …
RW Klein, S Wang - Journal of Risk and Insurance, 2009 - Wiley Online Library
The regulation of insurance companies in the United States and the European Union (EU) continues to evolve in response to market forces and the changing nature of risk but with …
Prior research provides theoretical insight into factors likely to impact the decision to mitigate such as the degree of risk aversion, the cost of market insurance, and the cost of self …
Property catastrophe re/insurance plays a crucial yet underexplored role in the governance of disparate geographies of risk. This article extends the concept of the riskscape to the …
H Kunreuther, E Michel-Kerjan - Journal of Risk and Uncertainty, 2015 - Springer
Do individuals prefer a fixed-price multi-year insurance (MYI) policy to current annual contracts with fluctuating prices? If so, are they willing to pay more for these policies? In a …
America is on fire. The damage, destruction, and loss of life caused by wildfires have exploded over the past few decades. Nine of the ten worst fire seasons have occurred in the …
This review examines recent literature on economic impacts, vulnerabilities and adaptation to climate change in coastal cities and regions of the developed world. Major areas of focus …