Systems and methods to combine transaction terminal location data and social networking check-in

L Amaro, P Ladhawala - US Patent 10,438,299, 2019 - Google Patents
A system and method configured to provide enhanced services based on check-in
information obtained in a social network system and transaction location information …

Systems and methods to present and process offers

M Carlson, P Stan - US Patent 10,497,022, 2019 - Google Patents
A user interface is provided to present offers via icons displayed near the location of the user
on a map. Offers presented on the map may include active offers previously selected by the …

Systems and methods to facilitate loyalty reward transactions

S Singh, M Dreyer, P Ciurea, JA VonDerheide… - US Patent …, 2018 - Google Patents
A communications system for financial transactions, such as payment transactions made via
credit accounts, debit accounts, prepaid accounts, bank accounts, stored value accounts …

Consumer presence based deal offers

T Artman, J Engestrom, U Schwekendiek - US Patent 10,235,692, 2019 - Google Patents
2003/0172036 AL 9/2003 Feigenbaum 2003/0208409 AL 11/2003 Mault 2004/0030601 AL
2/2004 Pond et al. 2004/0116074 A1* 6/2004 Fujii et al. 455/41. 2 2004/0143473 Al 7/2004 …

Systems and methods to provide real-time offers via a cooperative database

J Yoder, L Amaro, R Hagey, MS Bankston - US Patent 9,679,299, 2017 - Google Patents
In one aspect, a computing apparatus is configured to: Store transaction data recording
transactions processed by a trans action handler, organize third party data according to com …

Systems and methods to process offers via mobile devices

M Carlson, P Stan - US Patent 10,672,018, 2020 - Google Patents
A mobile device is configured with a mobile application to direct a user to a location of more
interest to the user based on benefits of offers provided to the user. The mobile application …

Point of interaction loyalty currency redemption in a transaction

D Salmon, MD Dey, L Amaro - US Patent 9,721,238, 2017 - Google Patents
Multiple different non-financial loyalty currencies held by different issuers are used by a
consumer as financial tender for a transaction with a merchant. Each issuer pays to a …

Systems and methods to process transactions and offers via a gateway

JB Ovick, M Carlson, R Hagey, M Reid, P Stan… - US Patent …, 2016 - Google Patents
(57) ABSTRACT A system, configured to integrate the processing of transac tions and offers
applicable to the transactions, includes: a data warehouse storing an offer in association …

Systems and methods to enhance security in transactions

JB Ovick, M Carlson, R Hagey, M Reid, P Stan… - US Patent …, 2017 - Google Patents
A system includes a digital camera coupled with or integrated within a transaction terminal to
capture an image during authorization of a transaction initiated at the transaction terminal …

Systems and methods to modify interaction rules during run time

M Carlson, P Stan - US Patent 11,151,585, 2021 - Google Patents
In one aspect, a computing apparatus is configured to represent offer rules based on
requirements for the detection of predefined types of events and actions scheduled to be …