How business model innovation facilitates microcredit in balancing social mission with commercial performance-evidence from local commercial banks

M Chen, C Wang - Technological Forecasting and Social Change, 2024 - Elsevier
Microcredit institutions are facing commercialization transformation, and how they can
balance their social mission with operational performance is a focus of research in both …

“Time for a Change of Scenery”: Loan Conditions When Firms Switch Bank Branches

D Gong, S Ongena, S Qi - 2025 - papers.ssrn.com
Firms switching banks initially receive a lower loan rate. But what if firms switch branches
within the same bank? Studying the population of corporate loans originated by a large …

The Factors of Determining Repayment Performance in Individual Loan for Small Medium Enterprises in Indonesia

L Rohmana, P Wulandari - Eduvest-Journal of Universal …, 2024 - eduvest.greenvest.co.id
This study aims to determine the affecting factors of repayment performance in Small
Medium Enterprises (SMEs) in Indonesia for individual loan program. The data in this study …

[PDF][PDF] Global Banking and Macroeconomic Stability. Liquidity, Control, and Monitoring

E Beqiraj, Q Cao, R De Haas, R Minetti - ralphdehaas.com
We study how the organizational structure of global banks shapes their impact on
macroeconomic stability. We develop a two-country dynamic general equilibrium model in …