Choose to lose: Health plan choices from a menu with dominated option

S Bhargava, G Loewenstein… - The Quarterly Journal of …, 2017 - academic.oup.com
We examine the health plan choices that 23,894 employees at a US firm made from a large
menu of options that differed only in financial cost-sharing and premium. These decisions …

Experimental evidence on the effectiveness of nonexperts for improving vaccine demand

M Alsan, S Eichmeyer - American Economic Journal: Economic Policy, 2024 - aeaweb.org
We experimentally vary signals and senders to identify which combination will increase
vaccine demand among a disadvantaged population in the United States—Black and White …

Insights from behavioral economics for policymakers of choice‐based health insurance markets: A scoping review

S Krishnan S, SS Iyer… - Risk Management and …, 2022 - Wiley Online Library
This article uses the systematic scoping review method to summarize literature at the
interface of behavioral economics and health insurance. We aim to offer policymakers of …

Designed to fail: Effects of the default option and information complexity on student loan repayment

JC Cox, D Kreisman, S Dynarski - Journal of Public Economics, 2020 - Elsevier
Within five years of leaving school, 25% of student loan borrowers default on required
minimum payments. These defaults are costly: they add to interest and penalties on loans …

Personalized Telephone Outreach Increased Health Insurance Take-Up For Hard-To-Reach Populations, But Challenges Remain: Study examines personalized …

R Myerson, N Tilipman, A Feher, H Li, W Yin… - Health …, 2022 - healthaffairs.org
We tested the impact of personalized telephone calls from service center representatives on
health plan enrollment in California's Affordable Care Act Marketplace, Covered California …

Do individuals respond to cost-sharing subsidies in their selections of marketplace health insurance plans?

T DeLeire, A Chappel, K Finegold, E Gee - Journal of health economics, 2017 - Elsevier
Abstract The Affordable Care Act (ACA) provides assistance to low-income consumers
through both premium subsidies and cost-sharing reductions (CSRs). Low-income …

Health Care's Market Bureaucracy

AK Hoffman - UCLA L. Rev., 2019 - HeinOnline
The last several decades of health law and policy have been built on a foundation of
economic theory. This theory supported the proliferation of market-based policies that …

Impact of consequence information on insurance choice

A Samek, JR Sydnor - 2020 - nber.org
Insurance choices are often hard to rationalize by standard theory and frequently appear
suboptimal. A key reason may be that people are unable to map the cost-sharing features of …

Health insurance literacy assessment tools: a systematic literature review

AC Quiroga Gutiérrez - Journal of Public Health, 2021 - Springer
Aim This systematic literature review aimed to find and summarize the content and
conceptual dimensions assessed by quantitative tools measuring Health Insurance Literacy …

A behavioral blueprint for improving health care policy

G Loewenstein, D Hagmann… - … Science & Policy, 2017 - journals.sagepub.com
Behavioral policy to improve health and health care often relies on interventions, such as
nudges, which target individual behaviors. But the most promising applications of behavioral …