The growth of fintechs has exponentially modified the international financial system. These
changes affect social mechanisms that regulate the performance of economic agents …

This paper seeks to fill a notable gap in the current literature by exploring the perceived risks
linked to the integration of financial technology (fintech) in the context of Pakistan. Despite …

Fintech introduced contemporary payment, lending, investment, and fund exchange
methods through digital currency, crowd funding, peer-to-peer (P2P) lending, and …

The rapid advancement and adoption of fintech have significantly influenced the banking
sector worldwide. This study aims to investigate the moderating effect of information …

Nowadays, the global booming of FinTech can be seen everywhere. FinTech has created
innovative disruptions to traditional, long-established financial institutions (eg, banks and …

The financial industry is becoming more intelligent and digital, and the adoption of new
technologies is promoting financial innovation while making financial security subject to …

This study applies the Technology Acceptance Model (TAM) to assess the adoption of peer-
to-peer (P2P) lending by Micro, Small, and Medium Enterprises (MSMEs) in Malang …

The banking crises that exploded in the spring of 2023 revealed the lingering fragility of the
financial system. The collapse of Silicon Valley Bank and Credit Suisse in particular …

Abstract Financial technology (" Fintech") is uniquely positioned as a substitute for traditional
banking and a complementary tool. This dual capacity grows its reach to those with existing …

Self-help groups contribute to society through economic empowerment and social
participation of the underprivileged. However, the lack of financial inclusion hinders them …