The recent global financial crisis has highlighted the potential conflict between improving
access to housing finance and maintaining financial stability. Using a new dataset on …

Homeownership rates have increased significantly in many OECD countries over recent
decades. Using micro-econometric decomposition techniques, this paper shows that part of …

Homeownership rates have increased significantly in many OECD countries over recent
decades. Using micro-econometric decomposition techniques, this paper shows that part of …

We use a quantitative, overlapping-generations, incomplete markets, life-cycle model to
explore the extent to which income differences can explain the racial wealth gap. The model …

In many respects, the notion that owning a home is an effective means of accumulating
wealth among low-income and minority households has been the keystone underlying …

Many governments subsidize owner‐occupied housing by allowing households to deduct
housing expenses from their taxable incomes. While these deductions provide considerable …

Some government policies can systematically influence citizens' acquisition of economic
information. Since voters evaluate policy platforms in light of this information, politicians …

The objectives of this study were to evaluate the extent to which homeownership contributed
to household financial strain as measured by loan delinquency after the onset of the recent …

Widespread homeownership has traditionally been considered a favourable factor for the
stability of democracies in Europe and America. Analysis of variance in perceived legitimacy …

Since 2008, many have questioned the efficacy of conventional homeownership, particularly
for low-income households. Advocates champion shared equity homeownership as an …