Mobile payment systems are becoming more popular due to the increase in the number of
smartphones, which, in turn, attracts the interest of fraudsters. Extant research has therefore …

This study investigates the role of mobile money innovations in the incidence of income
inequality on poverty and severity of poverty in 42 sub-Saharan African countries over the …

Cybercrime is a growing concern in West Africa due to the increasing use of technology and
internet penetration in the region. Legal frameworks are essential for guiding the control of …

Drawing on the Diffusion of Innovation Theory, this study explores how emerging digital
communication technologies (EDCT) affected SMEs' resilience during the COVID-19 …

Background: The belief of individuals and access to useful, affordable financial resources by
small and medium businesses, especially to manage their finances to improve their financial …

The study looked at how government policies and financial security affect the use of mobile
money services. A mixed method was used, with a focus group and survey questionnaires …

Financial inclusion is a crucial mechanism for inclusive growth, poverty reduction, and
economic development, particularly among the unbankable in developing countries that …

La presente investigación tiene como finalidad determinar el impacto del dinero móvil en la
inclusión financiera en los residentes de los distritos de Lima Norte en el 2021. El motivo …

This research is carried out for the development and implementation of an end-to-end
encrypted Short Message Service (SMS) App, utilizing a hybrid cipher algorithm, driven by …

The rapid proliferation of social media platforms has globally transformed organizational
operations, creating unique opportunities for direct consumer engagement. However, some …