Financial capability: a systematic conceptual review, extension and synthesis

JJ Xiao, J Huang, K Goyal, S Kumar - International Journal of Bank …, 2022 - emerald.com
Purpose This study aims to examine the literature on consumer financial capability. By
analyzing the research trends, theories, definitions and themes, the literature on financial …

Dynamics of personal financial management: a bibliometric and systematic review on financial literacy, financial capability and financial behavior

W Shi, M Ali, CM Leong - International Journal of Bank Marketing, 2025 - emerald.com
Purpose Financial literacy, capability and behavior are crucial factors in personal financial
management, which in turn plays a significant role in individual and societal financial well …

[PDF][PDF] STUDENTS'SAVING BEHAVIOUR: WHAT ARE THE MOTIVES THAT INFLUENCE THEM TO SAVE?

U Hartono, Y Isbanah - Jurnal Ekonomi Bisnis Dan Kewirausahaan, 2022 - core.ac.uk
This study aims to determine the determinants of saving behavior using financial literacy as
a mediating variable. The endogenous variable in this study was saving behavior, while the …

Role of social comparison orientation on financial management behavior in a developing nation: examining the mediating role of financial self-efficacy and the …

AFMJ Ahamed, YB Limbu - The Bottom Line, 2024 - emerald.com
Purpose This study aims to explore the impact of social comparison orientation (SCO) on
financial management behavior (FMB) in a developing country with a collectivist culture. It …

A meta-analysis of satisfaction in mobile banking: a contextual examination

P Kumar, S Chauhan, S Kumar… - International Journal of …, 2024 - emerald.com
Purpose In mobile banking (m-banking), understanding the factors contributing to customer
satisfaction is crucial for bank managers to design effective strategies for enhancing the …

An enigma of Malaysia's low-income young adults: Mediation of financial behaviour on financial well-being and locus of control cohesion

MF Sabri, R Wahab, NS Mahdzan, AS Magli… - Plos one, 2023 - journals.plos.org
Young adults face many significant challenges to their financial well-being. The rising cost of
living and unstable economies have impacted how they consume, manage, and save …

The direct and indirect effects of financial socialization and psychological characteristics on young professionals' personal financial management behavior

K Goyal, S Kumar, A Hoffmann - International Journal of Bank …, 2023 - emerald.com
Purpose Prior work expresses concern about young people's rising debt and lack of
financial preparedness. This study focuses on how financial socialization and psychological …

Introduction to A research agenda for consumer financial behavior

JJ Xiao, S Kumar - A research agenda for consumer financial …, 2023 - elgaronline.com
3 INTRODUCTION behavior is more important than financial knowledge when financial
capability is measured (Atkinson et al., 2007), while others emphasize financial literary when …

National culture and financial capability: a global perspective

P Bialowolski, JJ Xiao… - Social Indicators Research, 2023 - Springer
The origins of financial capability assessed at the country level can be traced back to the
socio-economic and quality of life factors. However, the role of national culture should be …

Do Villagers' Financial Socialization, Financial Literacy, Financial Attitude, and Financial Behavior Predict Their Financial Well-Being? Evidence from an Emerging …

P Kumar, P Ahlawat, A Deveshwar, M Yadav - Journal of Family and …, 2024 - Springer
The present study examines the impact of family financial socialization theory (FFST)
subjective constructs consisting of financial socialization (FS), financial literacy (FL) …