The size of Japanese bank lending operations in the United States enables us to use US
banking data to investigate the extent to which the sharp decline in Japanese stock prices …

The savings/investment process in capitalist economies is organized around bank-like
financial intermediaries (“banks”), making them a central institution of economic growth …

The paper reviews the empirical evidence on the impact of the 1988 Basle Accord. It focuses
on whether the adoption of fixed minimum capital requirements led some banks to maintain …

We estimate a structural model of bank portfolio lending and find that the typical US
community bank reduced its business lending during the global financial crisis. The decline …

Economic literature pays a great deal of attention to the performance of banks, expressed in
terms of competition, concentration, efficiency, productivity and profitability. This book …

We present estimates of how much bank loans and real activity in small businesses
responded to changes in banks' capital conditions and other bank and aggregate economic …

This paper investigates the ex ante determinants of bank loan securitization by using
different econometric methods on Italian individual bank data from 2000 to 2006. Our results …

The authors summarize some of the results of Ediz, Michael, and Perraudin (1998) on the
impact of bank capital requirements on the capital ratio choices of UK banks. They use …

This paper develops a structural, dynamic model of a banking firm to analyze how banks
adjust their loan portfolios over time. In the model, banks experience capital shocks, face …

A bank determines whether potential borrowers are creditworthy, that is, whether they meet
the bank's credit or lending standards. In making this determination, each bank is in …