Usage-based insurance—Impact on insurers and potential implications for InsurTech

X Che, A Liebenberg, J Xu - North American Actuarial Journal, 2022 - Taylor & Francis
Insurers are increasingly embracing the InsurTech ecosystem. The most important InsurTech-
related trend in automobile insurance is usage-based insurance (UBI), which enables …

Health, safety, and socioeconomic impacts of cannabis liberalization laws: An evidence and gap map

EL Sevigny, J Greathouse… - Campbell systematic …, 2023 - Wiley Online Library
Background Globally, cannabis laws and regulations are rapidly changing. Countries are
increasingly permitting access to cannabis under various decriminalization, medicalization …

[HTML][HTML] Unveiling the Complexities of Medications, Substance Abuse, and Plants for Recreational and Narcotic Purposes: An In-Depth Analysis

IA Predescu, AR Jîjie, D Pătraşcu, ALV Pasc, EL Piroş… - Pharmacy, 2025 - mdpi.com
The complexities surrounding the use of medications, substance abuse, and the recreational
use of plants are multifaceted and warrant a comprehensive examination. This review …

[PDF][PDF] Regulatory capital and catastrophe risk

E Eastman, K Kim - Available at SSRN, 2023 - aeaweb.org
In this study, we examine the effect of capital regulation on insurers' pricing behavior using
homeowners' insurance price data. We leverage a regulatory reform that imposes greater …

Public health crisis and risky road behaviors

YH Shr, FA Yang - Health economics, 2023 - Wiley Online Library
This study investigates how exposure to riskier environments influences risky road
behaviors, using the COVID‐19 pandemic as a natural experiment. Utilizing administrative …

Marijuana legalization and drug abuse as a cause for entry into foster care

CT Wallace, C Clark, B Evans - Review of Economics of the Household, 2024 - Springer
In recent years, many states have legalized marijuana for medical use, recreational use, or
both. At the same time, parental drug abuse is now the second most frequent reason for a …

[PDF][PDF] Die Legalisierung von Cannabis in verschiedenen Ländern–empirisches Lagebild zu den Auswirkungen auf Risikokennwerte der Verkehrssicherheit, des …

W Fastenmeier, M Söllner - Institut mensch …, 2023 - dgvp-verkehrspsychologie.de
Die Literaturrecherche erfolgte über das ICTCT-Netzwerk, PubPsych, PubMed, Safety Lit,
Google Scholar. Gesucht und ausgewählt wurden dabei empirische Studien, die in …

No Smoking Gun: The Brady Act, Medical Cannabis, and Violent Gun Crime

C Ellis, JB Karl, RA Smith - … , and Violent Gun Crime (October 30 …, 2023 - papers.ssrn.com
Under the federal regulations of the Brady Act, individuals using medical cannabis are
prohibited from legally purchasing firearms. However, 36 states permit medical cannabis …

[PDF][PDF] Marijuana liberalization and public finance: A capital market perspective on a public health policy

SF Cheng, G De Franco, P Lin - Hutchins Center Working Papers, 2020 - brookings.edu
The staggered passage of state medical marijuana laws increases state bonds' offering and
trading spreads by 7 to 11 basis points. Consistent with medical marijuana laws causing an …

[图书][B] The employment effects of raising negotiated minimum wages for apprentices

C Linckh, C Neuber-Pohl, H Pfeifer - 2023 - repec.business.uzh.ch
This study examines the employment effects of raising the minimum wages for underage
apprentices in Germany. To estimate our effects, we exploit age-, sector-, and state-level …