The high social costs of financial crises imply that economists, policymakers, businesses,
and households have a tremendous incentive to understand, and try to prevent them. And …

This second edition of The Industrial Organization explores the study of the structure of
individual banks, banking markets, and their interactions. The book has the same two key …

This paper investigates the impact and appropriateness of establishing a fully mutualized
European deposit insurance scheme (EDIS) using a unique supervisory micro-level data set …

This study investigates the role of trustworthiness and governance quality in banks' risk-
taking behavior, along with other bank-specific and country-specific variables commonly …

We document that the quasi-mandatory US flood insurance program reduces mortgage
lending along both the extensive and intensive margins. We measure flood insurance …

In this paper, we investigate whether and how the Deposit Insurance (DI) system and its Risk-
adjusted Premium (RAP) scheme affect the systemic risk of Chinese banks. Based on bank …

The deposit insurance system is a form of banking regulation that protects depositors and
provides stability in the banking system. It is an important part of the financial safety net …

The role of the banking sector is very important for the country's economic system, so it is
important for banking institutions to maintain their profitability and efficiency. Currently the …

The high social costs of financial crises imply that economists, policymakers, businesses,
and households have a tremendous incentive to understand, and try to prevent them. And …

Studies find that during the 2007–2009 global financial crisis, loan spreads rose and
corporate lending tightened, especially for foreign borrowers (a flight-home effect). We find …