What did homeowners do with home equity borrowing? Contemporaneous and long‐term effects

S Guo - Journal of Money, Credit and Banking, 2022 - Wiley Online Library
Using a panel sample from the Panel Study Income Dynamics (1999–2015), I find that
homeowners' contemporaneous spending and nonhome wealth increased with home equity …

Home equity loans and private mortgage insurance: recent trends & potential implications

DP Bernstein - Available at SSRN 1277353, 2008 - papers.ssrn.com
This paper uses data from the 2001 and 2007 American Housing Surveys (AHS) and the
2004 Survey of Consumer Finances (SCF) to document and assess the impact of increased …