This article reviews the evaluation literature on financial education and counseling for adults
in order to synthesize implications for research and practice. Most evaluations report positive …

This paper presents a systematic and comprehensive meta-analysis of the literature on
financial education interventions. The analysis focuses on financial education studies …

In a meta-analysis of 126 impact evaluation studies, we find that financial education
significantly impacts financial behavior and, to an even larger extent, financial literacy …

Policy makers have embraced financial education as a necessary antidote to the increasing
complexity of consumers' financial decisions over the last generation. We conduct a meta …

The dominant model of regulation in the United States for consumer credit, insurance, and
investment products is disclosure and unfettered choice. As these products have become …

A logistic regression model was used to investigate the effects of financial literacy, financial
advisors, and information sources on life insurance participation. Our empirical findings …

Families are losing their homes; during 2007, 2008, and 2009 alone, economists anticipate
at least 2.5 million completed foreclosures in the United States.'When it comes to health …

This survey summarizes current research on financial literacy efforts. Because most financial
literacy programs are relatively new, much of the literature reviewed here is also new and …

The study examined the impact of individualized credit counseling delivered to nearly 8,000
consumer clients during 1997. Credit bureau data provided objective measures of credit …

This paper analyzes the effects of counseling provided to borrowers in mortgage default (n=
299). Borrowers receiving more hours of counseling perceive counseling more favorably …