At a time when the returns to college and graduate school are at historic highs, why do so
many students struggle with their student loans? The increase in aggregate student debt …

Page 1 Promise Nation Transforming Communities through Place–Based Scholarships Michelle
Miller–Adams Page 2 Promise Nation Page 3 Page 4 Promise Nation Transforming …

Nearly half of all first‐time undergraduates take a loan to pay for college, and many students
will borrow tens of thousands of dollars by the time they leave. Low‐income students and …

Objectives: This research brief explores the literature addressing quality in undergraduate
education to identify what previous research has said about quality and to offer future …

Auto lenders were perhaps the biggest winners of the 2005 Bankruptcy Reform, as Chapter
13 bankruptcy filers can no longer “cramdown” the amount owed on recent auto loans. We …

Most community college students do not borrow to pay for their education. However, in
recent years more students are borrowing and, when they borrow, accumulating large …

Given the range of possibilities open to women today, what futures do adolescent girls
dream of and pursue? And how do social class and race play into their trajectories? In …

Policy makers and researchers are actively debating over the consequences of student debt
for individuals' choices and aggregate quantities in the US. Using micro-level data and …

This study examined the effects of unsubsidized federal Stafford loans on six-year degree
attainment at 4-year colleges and universities in the US, and how these differentially impact …

How do we create employment, grow businesses, and build greater economic resilience in
our low-income communities? How do we create economic development for everyone …