S Agarwal, YH Chua - China Finance Review International, 2020 - emerald.com
Purpose This paper reviews recent advances in the empirical literature of FinTech and household finance. Design/methodology/approach We survey the effects of FinTech on …
T Yang, X Zhang - Journal of Banking & Finance, 2022 - Elsevier
This paper provides micro-level evidence on how FinTech adoption affects household consumption and consumption inequality. Our hypothesis is that through FinTech's payment …
P Ghosh, B Vallee, Y Zeng - Proceedings of Paris December 2021 …, 2022 - papers.ssrn.com
We uncover an informational synergy between FinTech lending and cashless payments. Theoretically, FinTech lenders screen borrowers more efficiently when borrowers use …
Extant studies have broadly attributed anti-corruption effects to digitization, although there is a paucity of studies on the role of digital payments in reducing corruption. With the …
N Crouzet, A Gupta… - Journal of Political …, 2023 - journals.uchicago.edu
We provide evidence on the importance of coordination frictions in technology adoption, using data from a large provider of electronic wallets during the Indian demonetization …
A Addo - Journal of information technology, 2022 - journals.sagepub.com
Orchestration of digital platform ecosystems has been well examined in the context of markets and the private sector where an orchestrator is a resourceful firm exploiting …
S Higgins - Northwestern University: Kellogg School of …, 2019 - cepr.org
How do the supply and demand sides of the market respond to financial technology adoption? In this paper, I exploit a natural experiment that caused exogenous shocks to the …
F D'Acunto, AG Rossi - Annual Review of Financial Economics, 2023 - annualreviews.org
Robo-advice uses big and open data to provide consumers with fully informed and rational- expectation benchmarks in all realms of household finance, including consumption, saving …
Unorganized retail dominates the retail landscape across emerging markets (EMs) and is undergoing rapid digitalization. However, the extant literature has not explored the impact of …