FinTech, lending and payment innovation: A review

S Agarwal, J Zhang - Asia‐Pacific Journal of Financial Studies, 2020 - Wiley Online Library
The global landscape has seen the advent of new technology in offering innovative financial
services and products and reshaping the financial sector, namely FinTech. In this review, we …

FinTech and household finance: a review of the empirical literature

S Agarwal, YH Chua - China Finance Review International, 2020 - emerald.com
Purpose This paper reviews recent advances in the empirical literature of FinTech and
household finance. Design/methodology/approach We survey the effects of FinTech on …

FinTech adoption and financial inclusion: Evidence from household consumption in China

T Yang, X Zhang - Journal of Banking & Finance, 2022 - Elsevier
This paper provides micro-level evidence on how FinTech adoption affects household
consumption and consumption inequality. Our hypothesis is that through FinTech's payment …

FinTech lending and cashless payments

P Ghosh, B Vallee, Y Zeng - Proceedings of Paris December 2021 …, 2022 - papers.ssrn.com
We uncover an informational synergy between FinTech lending and cashless payments.
Theoretically, FinTech lenders screen borrowers more efficiently when borrowers use …

Do digital payment transactions reduce corruption? Evidence from developing countries

TK Setor, PK Senyo, A Addo - Telematics and informatics, 2021 - Elsevier
Extant studies have broadly attributed anti-corruption effects to digitization, although there is
a paucity of studies on the role of digital payments in reducing corruption. With the …

Shocks and technology adoption: Evidence from electronic payment systems

N Crouzet, A Gupta… - Journal of Political …, 2023 - journals.uchicago.edu
We provide evidence on the importance of coordination frictions in technology adoption,
using data from a large provider of electronic wallets during the Indian demonetization …

Orchestrating a digital platform ecosystem to address societal challenges: A robust action perspective

A Addo - Journal of information technology, 2022 - journals.sagepub.com
Orchestration of digital platform ecosystems has been well examined in the context of
markets and the private sector where an orchestrator is a resourceful firm exploiting …

[PDF][PDF] Financial technology adoption

S Higgins - Northwestern University: Kellogg School of …, 2019 - cepr.org
How do the supply and demand sides of the market respond to financial technology
adoption? In this paper, I exploit a natural experiment that caused exogenous shocks to the …

Robo-advice: Transforming households into rational economic agents

F D'Acunto, AG Rossi - Annual Review of Financial Economics, 2023 - annualreviews.org
Robo-advice uses big and open data to provide consumers with fully informed and rational-
expectation benchmarks in all realms of household finance, including consumption, saving …

How does the adoption of digital payment technologies influence unorganized retailers' performance? An investigation in an emerging market

A Adhikary, KS Diatha, SB Borah, A Sharma - Journal of the Academy of …, 2021 - Springer
Unorganized retail dominates the retail landscape across emerging markets (EMs) and is
undergoing rapid digitalization. However, the extant literature has not explored the impact of …