This paper uses a survey of 932 rural households to uncover how the rural credit market
operates in Vietnam. Households obtain credit through formal and informal lenders. Formal …

This paper aims to present a comprehensive review of 110 studies on agriculture credit in
developing countries during 1995 to 2015. The literature has been classified and presented …

This article evaluates the performance of a rural credit market in Peru. We develop a model
that shows that collateral requirements imposed by lenders in response to asymmetric …

Purpose The purpose of this paper is to review different microfinance products and services
that can be offered to reduce the financial vulnerabilities of communities at risk. Following a …

Credit rationing studies carried out at the household level and based on responses from
male heads of households present an incomplete and biased assessment of who is likely to …

Purpose The purpose of this paper is to analyze determinants of farmers' participation and
credit rationing in microcredit programs using survey data from Ghana. Design/methodology …

The aim of this paper is to empirically analyse the effects of governmentally promoted credit
access on the investment behaviour of credit-rationed farmers in Poland. This is done by an …

This empirical application investigates the eventual presence of credit constraints using a
panel of French farmers. The credit‐constrained profit maximization model proposed by …

This study examines whether digital finance (DF) makes a marginal contribution to the
relaxation of farmers' investment credit rationing compared with traditional rural financial …

This paper explores the link between financial constraints and productivity using firm-level
data from Chinese manufacturing industries. Based on a dynamic optimization model which …