This article demonstrates the presence of adverse selection in the group insurance market.
Conventional wisdom suggests that group insurance mitigates adverse selection because it …

We test for the presence of asymmetric information in the home insurance market on a data
set containing about half a million home insurance contracts, applying several different …

Developments in 2020 have heightened concerns regarding market disruptions, which
could result in increases in Citizens Property Insurance Corporation's (Citizens') exposure …

Previous research shows that sinkhole presence, proximity, and density create negative
externalities and all have a significant negative effect on house prices. This study extends …

Abstract Section 624.424 (10) of the Florida Statutes requires insurers doing business in the
State of Florida to file quarterly residential property insurance reports (commercial and …

Abstract The Geneva Association and European Group of Risk and Insurance Economists,
through publications like The Geneva Risk and Insurance Review, serve as a catalyst for …

Considering the position of supplementary health insurance in the insurance industry, it is
important to address the problem of adverse selection as one of the effective factors for …

In Indonesia, the integration of InsurTech into the business process is beginning to manifest,
with emerging companies harnessing technology across various aspects, including …

1990s to study how public options impact insurer competition and underwriting performance.
In doing so, I provide insight on the debate about the merits of public options. I find that the …

Ilmastonmuutoksen aiheuttamat äärimmäiset sääilmiöt, kuten hurrikaanit, tulvat ja kuivuudet,
ovat lisääntyneet sekä voimakkuudeltaan että esiintymistiheydeltään.(National Centers for …