This paper presents a multi-objective optimization model for a green supply chain
management scheme that minimizes the inherent risk occurred by hazardous materials …

A central question surrounding the current subprime crisis is whether the securitization
process reduced the incentives of financial intermediaries to carefully screen borrowers. We …

This paper exploits the federal preemption of national banks in 2004 from local laws against
predatory lending to gauge the effect of the supply of credit on the real economy. First, the …

Over the last two years, the United States has observed, with some horror, the explosion and
collapse of entire segments of the housing market, especially those driven by subprime and …

On December 31, 2007, the Wall Street Journal reported that Ameriquest Mortgage and
Countrywide Financial, two of the largest mortgage lenders in the United States, spent …

Consumers routinely enter into long-term contracts with providers of goods and services-
from credit cards, mortgages, cell phones, insurance, TV, and internet services to household …

In this article, we use data on virtually all foreclosure events between 2005 and 2009 to
calculate neighborhood foreclosure rates for nearly all block groups in the United States to …

THE LAW, ECONOMICS AND PSYCHOLOGY OF SUBPRIME MORTGAGE CONTRACTS Page
1 THE LAW, ECONOMICS AND PSYCHOLOGY OF SUBPRIME MORTGAGE CONTRACTS …

The subprime crisis shook the American economy to its core. How did it happen? Where
was the government? Did anyone see the crisis coming? Will the new financial reforms …

Recent research has demonstrated that Latinos have been hit hardest by the US foreclosure
crisis. In this article, I combine place stratification and spatial assimilation theory to explain …