Lenders' Response to Mortgage Guarantee Fees
N Amornsiripanitch, J Ricks - Available at SSRN, 2024 - papers.ssrn.com
This paper studies a broad set of changes in conforming mortgage upfront guarantee fees
effective in May 2023. Fee decreases accrued to older and white borrowers who have less …
effective in May 2023. Fee decreases accrued to older and white borrowers who have less …
Intention vs. Implementation: Mortgage Credit Policy as a Stimulus and the Role of Shadow Credit
S Park - Implementation: Mortgage Credit Policy as a Stimulus …, 2024 - papers.ssrn.com
Mortgage credit policies can influence house prices through a policy intention channel,
separately from a direct credit channel. This paper leverages South Korea's 2014 …
separately from a direct credit channel. This paper leverages South Korea's 2014 …