In this article, we review the growing literature on financial technology (FinTech) lending—
the provision of credit facilitated by technology that improves the customer–lender …

The global landscape has seen the advent of new technology in offering innovative financial
services and products and reshaping the financial sector, namely FinTech. In this review, we …

The intersection of finance and technology, known as fintech, has resulted in the dramatic
growth of innovations and has changed the entire financial landscape. While fintech has a …

This paper compares the predictive power of credit scoring models based on machine
learning techniques with that of traditional loss and default models. Using proprietary …

This article assesses the opportunities and challenges for different categories of FinTechs in
the SAARC and ASEAN regions. We consider the global financial inclusion data released by …

Credit markets around the world are undergoing digital transformation which has led to the
rise in Fintech and Bigtech lending. Fintech and Bigtech lending is the provision of credit by …

For the emerging peer-to-peer (P2P) lending markets to survive, they need to employ credit-
risk management practices such that an investor base is profitable in the long run …

This study examines the default determinants of Fintech loans, utilizing a sample of more
than a million of personal loans that were originated through the LendingClub consumer …

Access to credit information and the ability to process this information effectively determine
the conditions of competition in the credit market. Traditionally, local banks have had an …

This article examines the growth of algorithmic credit scoring and its implications for the
regulation of consumer credit markets in the UK. It constructs a frame of analysis for the …