I review the key issues that arise in financing health care delivery. I begin by documenting
the key features of health care markets that make financing so central in this sector, such as …

As the latest government effort to reform China's health care system, Urban Resident Basic
Medical Insurance (URBMI) was piloted in seventy‐nine cities during the summer of 2007 …

This article investigates households' decisions to take up micro life insurance and to use
other financial services. It estimates a multivariate probit model based on Ghanaian …

This article analyzes farmers' choices of crop insurance contracts and offers empirical
evidence of adverse selection in crop insurance markets. Farmers' risk characteristics, their …

Among the 70 percent of Americans under age 65 who have private health insurance, 95
percent receive this coverage through their employers (US General Accounting Office, 1997 …

Objective: The aim of this study was to understand relationships among insurance plan type,
out-of-pocket cost sharing, and the utilization of bariatric surgery among commercially …

Underutilization of healthcare is common among rural and low-income population segments
in countries with lower income or inequitable income distribution. Micro health insurance …

This article extends the literature on adverse selection in the medical expense insurance
market. Empirical tests are conducted to determine whether low risk individuals purchase …

This paper studies long-term private health insurance (PHI) in Germany. It describes the
main actuarial principles of premium calculation and relates these to existing theory. In the …

Equal access for poor populations to health services is a comprehensive objective for any
health reform. The Colombian health reform addressed this issue through a segmented …