On the role of gender and age in the use of digital financial services in Zimbabwe

R Chamboko - International Journal of Financial Studies, 2022 - mdpi.com
Women and youth in developing countries remain unserved or underserved by formal
financial services. The rise of digital financial services (DFS), including mobile money …

Promises and pitfalls of digital credit: Empirical evidence from Kenya

C Johnen, M Parlasca, O Mußhoff - Plos one, 2021 - journals.plos.org
Digital credit is a recent innovation that raises hopes of improving credit access in
developing countries. However, up until now, empirical research on the extent to which …

On the predictors of loan utilization and delinquency among microfinance borrowers in Zimbabwe: A Poisson regression approach

R Chamboko, S Guvuriro - Cogent Economics & Finance, 2022 - Taylor & Francis
Microfinance institutions (MFIs) are a prominent financial inclusion initiative in many
developing countries. In Zimbabwe, however, less is known about microfinance borrowers …

From financial inclusion to financial health of refugees: urging for a shift in perspective

SM Dhawan, K Wilson, HM Zademach - Third World Quarterly, 2024 - Taylor & Francis
Based on new empirical insights gained in a multi-country project with a particular focus on
Jordan as a hotspot of international development in the context of forced displacement, the …

Too fast, too furious? digital credit delivery speed and repayment rates

A Burlando, MA Kuhn, S Prina - Journal of Development Economics, 2025 - Elsevier
Digital loans are a source of fast, short-term credit for millions of people. While digital credit
broadens market access and reduces frictions, default rates are high. We study the role of …

Formal Micro-Credit for Refugees: New Evidence and Thoughts on an Elusive Path to Self-Reliance

SM Dhawan, K Wilson, HM Zademach - Sustainability, 2022 - mdpi.com
The provision of formal micro-credit for refugees has been promoted as a dignified way to
improve their ability to generate income through small-scale enterprises and reduce poverty …

To gamble or not to gamble? The effect of mobile money on gambling in Kenya

WV Nan, T Li - Economics Letters, 2024 - Elsevier
Mobile money (MM) enables users, especially the unbanked, to access financial services via
mobile phones in developing countries. Whereas much has been studied about the …

Online Gambling in the Rural Global South: Probably the Next Major Silent Killer

W van Eekelen - IFIP International Conference on Human Choice and …, 2024 - Springer
This paper combines the author's evaluative datasets with nascent literature on rural
gambling, to come to a narrative about a worsening epidemic of online gambling disorders …

Explaining Gambling Behaviour among the Youth in Kenya

KM Simiyu - 2022 - erepository.uonbi.ac.ke
In the face of the negative publicity which gaming has attracted recently, this research
sought to unearth drivers of gambling behaviour among the youth in Kenya. To this end …

[PDF][PDF] Too Fast, Too Furious?

A Burlando, MA Kuhn, S Prina - Digital Credit Delivery Speed and …, 2022 - makuhn.net
Digital loans are a source of fast, short-term credit for millions of people. While digital credit
broadens market access and reduces frictions, default rates are high. We study the role of …