Abstract In 1994, Strathman, Gleicher, Boninger, and Edwards (1994) introduced the 12‐
item consideration of future consequences scale to measure individual differences in the …

This study reviews the literature available on contents, form, and effectiveness of group‐
based programs for combined financial education and counseling aimed specifically at …

The increase in nonrenewable energy (non-RE) has been a growing concern for low-
income individuals' quality of life, health, economy, and environment. At the same time, the …

This study investigates how psychological characteristics influence saving behavior within a
sample of 1,380 US preretirees aged 50–70 from the Health and Retirement Study (HRS) …

This study identified economic, sociological, and psychological concepts to better
understand individual saving behavior among university employees in Ankara. Participants …

This chapter first presents different definitions of poverty. Next, it explains the characteristics
of financial decisions made by low‐income individuals. This discussion is followed by …

This research sought to further understanding of factors related to low-income household
saving behavior. Saving behavior, defined as whether a household spent less than income …

Using scales developed from a modified Yamauchi and Templer's Money Attitudes Scale
(1982), this research examined how distrust and anxiety, demographic factors, and financial …

This article presents a global empirical overview of studies on financial behavior in relation
to education, money-saving, and consumption, contributing to research on the Sustainable …

Although programs designed to increase financial literacy are widely promoted, there is little
evidence of their impact on financial knowledge or behavior. The present study used an …