Artificial intelligence, machine learning, and bias in finance: toward responsible innovation
Over the last decade, a growing number of digital startups launched bids to lure business
from the financial services industry. 1 Armed with what they claim are vast quantities of data …
from the financial services industry. 1 Armed with what they claim are vast quantities of data …
Student debt is a civil rights issue: The case for debt relief and higher education reform
D Jiménez, JD Glater - Harv. CR-CLL Rev., 2020 - HeinOnline
Student debt'plays an increasingly significant role in perpetuating the subordination of Black
and Latinx people in the United States. 2 For students of color, who are disproportionately …
and Latinx people in the United States. 2 For students of color, who are disproportionately …
A no-contest discharge for uncollectible student loans
A NO-CONTEST DISCHARGE FOR UNCOLLECTIBLE STUDENT LOANS Page 1 A NO-CONTEST
DISCHARGE FOR UNCOLLECTIBLE STUDENT LOANS MATTHEW BRUCKNER* BROOK …
DISCHARGE FOR UNCOLLECTIBLE STUDENT LOANS MATTHEW BRUCKNER* BROOK …
Tempering Bankruptcy Nondischargeability to Promote the Purposes of Student Loans
JP Hunt - SMU L. Rev., 2019 - HeinOnline
Student loans, unlike other debts, are not dischargeable in bankruptcy unless the debtor
starts a special proceeding and proves that repayment would cause" undue hardship." This …
starts a special proceeding and proves that repayment would cause" undue hardship." This …
Default Procedures
PK Bookman - University of Pennsylvania Law Review, 2025 - papers.ssrn.com
In vast numbers of debt collection cases, defendants never appear. Courts then routinely
issue default judgments, often rubber-stamping complaints with little or no examination of …
issue default judgments, often rubber-stamping complaints with little or no examination of …
Reversing the Decriminalization of Sexual Violence
L Avalos - Nev. LJ, 2020 - HeinOnline
Sexual violence has been decriminalized through disbelief, apathy, and inaction. Disbelief
in the case of police, prosecutors, and sometimes even friends and family members who …
in the case of police, prosecutors, and sometimes even friends and family members who …
Regulating Excessive Credit
A Faust - Wis. L. Rev., 2023 - HeinOnline
" I was sold a 2014 Nissan Sentra for $15,900 minus $2,000 trade-in on a 72-month loan,
but Santander Consumer USA charged me $31,921.76 with monthly payments of $415.58," …
but Santander Consumer USA charged me $31,921.76 with monthly payments of $415.58," …
Unfair or Unconscionable
JD Fish - The University of Chicago Law Review, 2019 - JSTOR
Since the 1990s, the trade in second-hand debt has exploded. Debt collectors now
relentlessly pursue decades-old debts, purchased for pennies on the dollar from primary …
relentlessly pursue decades-old debts, purchased for pennies on the dollar from primary …
Stimulus Checks, Universal Basic Income, and Debtor Protections
SB Laing - Loy. Consumer L. Rev., 2023 - HeinOnline
ABSTRACT Interest in Universal Basic Income (UBI) is growing. While Congress may not be
passing UBI legislation anytime soon, the policy has enjoyed enthusiastic support from a …
passing UBI legislation anytime soon, the policy has enjoyed enthusiastic support from a …
Pay to Plead: Unconstitutional Answer Fees in California Debt Collection Lawsuits
C Johnson Raba, D Jiménez - Available at SSRN, 2023 - papers.ssrn.com
This article shines a light on the overwhelmingly unilateral nature of debt collection lawsuits
in California, analyzing a data set of 2.2 million court records from 16 counties, spanning …
in California, analyzing a data set of 2.2 million court records from 16 counties, spanning …