Area-level credit scores may capture aspects of a neighborhood's resources and history that may affect population mental health beyond income and other demographic determinants …
CD McIlwain - PolicyLink Report, 2023 - papers.ssrn.com
The algorithmic systems and platforms that facilitate race-based targeted advertising and marketing are the focal point of increased scrutiny by civil rights activists, advocacy …
Margaret is a seventy-seven-year-old widow who lives alone in rural west-ern Kansas. The deteriorating effects of glaucoma in both of Margaret's eyes left her legally blind in her early …
This Article explores how fintech has disrupted the traditional rentto-own (RTO) industry, giving rise to new, virtual RTO agreements (VirTOs). These VirTOs have enabled the RTO …
D Berman - Georgetown Journal on Poverty Law Policy, 2024 - papers.ssrn.com
Lending Experimentalism: A New Regulatory Approach to Payday Loans Page 1 Georgetown Journal on Poverty Law and Policy Volume XXXI, Number 2, Winter 2024 …
L Stahle - UC Davis Soc. Just. L. Rev., 2023 - HeinOnline
Systemic inequalities pervade nearly every facet of the American finance industry. As a result, people of color and low-income individuals face a myriad of challenges that inhibit …
Berman. David - Geo. J. on Poverty L. & Pol'y, 2023 - HeinOnline
Payday loans entangle consumers with few alternatives in catastrophically harmful cycles of borrowing. But because of their design, payday loans are vexingly difficult to regulate …
L Rookard - Loyola University New Orleans College of Law … - papers.ssrn.com
Administrative agencies' growing use of algorithmic decisionmaking tools has drawn extensive attention for the threats it poses to core democratic values, such as agency …