Relationship lending is one of the most important lending technologies adopted by banks and their borrowers. The adoption of relationship lending is mainly related to small business …
This study examines the association between ICT adoption, innovation, and SMEs' access to finance by exploiting the World Bank Enterprise Survey (WBES) data of 171,000 SMEs from …
Firms can be credit constrained either because a loan has been denied by the lender or because they decide not to apply for such a loan due to expected rejection. Using a large …
Loan application assessments of small and medium-sized enterprises (SMEs) are difficult because of information asymmetry. To mitigate the information asymmetry, this paper …
H Wang, X Xiang, L Han - International Review of Economics & Finance, 2023 - Elsevier
This paper provides a comprehensive investigation into the selection of different sources of finance for both short-term and long-term projects by SMEs, utilizing cross-country data from …
M Massaro, A Moro, E Aschauer, M Fink - Review of Managerial Science, 2019 - Springer
The ability to transfer knowledge effectively in the networks of small and medium-sized firms (SMEs) is paramount for supporting firm competitiveness. Our research is the first one that …
DV Mascia, SPS Rossi - Journal of Financial Stability, 2017 - Elsevier
In this paper, we address the question of whether the gender of a firm's leader affects the cost of bank funding faced by small and medium enterprises in Europe. Using a large …
Social media communication is attractive for non-profit organizations (NPOs); however, the channels of social media are not homogeneous; a factor not sufficiently considered by …
This study analyses whether loan officers' perception of the accounting information quality (AIQ) and the trustworthiness of SMEs are associated with a better willingness to grant them …