Mitigating moral hazard with usage‐based insurance

J Holzapfel, R Peter, A Richter - Journal of Risk and Insurance, 2024 - Wiley Online Library
Technological progress has improved insurers' ability to monitor policyholders and has led
to usage‐based insurance (UBI) contracts that incorporate behavioral risk factors in pricing …

Pricing weekly motor insurance drivers' with behavioral and contextual telematics data

M Guillen, AM Pérez-Marín, JP Nielsen - Heliyon, 2024 - cell.com
Telematics boxes integrated into vehicles are instrumental in capturing driving data
encompassing behavioral and contextual information, including speed, distance travelled by …

Do InsurTech startups disrupt the insurance industry?

VYL Chang - Finance Research Letters, 2023 - Elsevier
Since 2010, InsurTech development has significantly impacted the insurance industry. This
study employs an InsurTech-specific dataset, including the number of deals, dollar volume of …

Technology investments and firm performance under the wave of InsurTech

VYL Chang - The Geneva Papers on Risk and Insurance-Issues and …, 2024 - Springer
This study explores how the technology investments of a sample of US property-liability
insurers affected their performance during the InsurTech wave. The critical question is …

[PDF][PDF] Current deficiencies and reinforcement of institutional pillars for reform in the green insurance market: A systematic review

WY Lee, DWH Fung - European Journal of Sustainable Development …, 2023 - ejosdr.com
Despite the fact that green insurance makes up a significant portion of green finance, there
is a lack of systematic understanding and analysis on the international green insurance …

Insurtech in Europe: identifying the top investment priorities for driving innovation

S Eti, H Dinçer, H Meral, S Yüksel, Y Gökalp - Financial Innovation, 2024 - Springer
The purpose of this study is to determine the essential indicators to improve insurtech
systems and select the most critical alternative to increase insurtech-based investments in …

Big data, risk classification, and privacy in insurance markets

M Eling, I Gemmo, D Guxha, H Schmeiser - The Geneva Risk and …, 2024 - Springer
The development of new technologies and big data analytics tools has had a profound
impact on the insurance industry. A new wave of insurance economics research has …

Enterprise risk management and corporate tax planning

EM Eastman, AC Ehinger, J Xu - Journal of Risk and Insurance, 2024 - Wiley Online Library
This study examines the impact of enterprise risk management (ERM) programs on
corporate tax planning. ERM is a holistic approach to managing an enterprise's entire …

CCUBI: A cross‐chain based premium competition scheme with privacy preservation for usage‐based insurance

L Yi, Y Sun, B Wang, L Duan, H Ma… - … Journal of Intelligent …, 2022 - Wiley Online Library
Usage‐based insurance (UBI) provides reasonable vehicle insurance premiums based on
vehicle usage and driving behavior. In general, there are three major issues in realizing …

Improving business insurance loss models by leveraging InsurTech innovation

Z Quan, C Hu, P Dong, EA Valdez - North American Actuarial …, 2024 - Taylor & Francis
Recent transformative and disruptive advancements in the insurance industry have
embraced various InsurTech innovations. In particular, with the rapid progress in data …