Credit unions are financial co-operatives that conduct their business for their members. The
principal purpose of a credit union is to receive deposits from and make loans to members …

Not having access to mainstream financial services, such as a bank account or a credit card,
can lead to a variety of social and economic exclusions. In a number of countries …

Abstract Analysis of the recent financial crisis has tended to focus upon “market” and
corresponding “regulatory” failures. While this provides important insights, it may neglect …

Cooperative credit banks in Italy and Credit Unions in Ireland are financial co-ops based on
people, with the aim to save and to lend money not for profit. Comparing Italy to Ireland it has …

In the times of turmoil, the role of inclusive business models is increasing. Cooperative
Savings and Credit Union (CSCU) is the only formal socially inclusive and self-sustainable …

Abstract [eng] While functioning in accordance with the new, business and efficiency-
oriented operating model, credit unions develop and begin functioning outside the …

Governance is a mechanism used to monitor and ensure the effective control of an
organisation. Good governance ensures that shareholders' and stakeholders' interests are …

Abstract Professor Nicholas Ryder (see Appendix A for a list of his published works) and Dr
Karen Harrison (see Appendix B for a list of her published works) have produced this …

The aim of the research is to provide suitable methods for the setting of an appropriate
definition of a bad loan and an optimal loan performance window for the statistical credit risk …