Beginning Farmers and Ranchers (BFRs) in the US represent a diverse and important
subset of family farms. Understanding their financial needs is of paramount importance for …

This paper uses a stochastic optimal control model to show how standard loan contracts
create incentives for farmers to focus on short-term financial performance at the expense of …

Recent research indicates a substantial decline in the number of local banks over the past
40 years. This decline has been particularly stark in rural areas, though it extends across the …

Financial support for the agrarian sector is the priority of economic policy in many countries
of the world, as it plays a key role in achieving the goals of sustainable development, in …

Purpose The number of US commercial banks has declined by about 50% over the last two
decades. This change could lead to a potential decline in competition and a potential …

The US banking sector has consolidated through acquisitions in recent decades, resulting in
a significant decrease in the number of lending institutions. Agricultural commercial banks …

Access to financial capital is vital for the sustainability of the local business sector. Recent
research on the restructuring of the financial industry from local owned banks to interstate …

Credit plays a critical role in the agricultural sector, yet previous studies suggest that many
farmers are credit constrained. This study examines the degree to which changes in non …

The Dodd‐Frank Wall Street Reform and Consumer Protection Act of 2010 aimed to improve
the financial stability of the banking industry. This reform was intended to reduce the too‐big …

Since agruculture financing and lending are getting quite outstanding in the world,
Azerbaijan is also taking serious steps towards it, as agricuture is one of the main branches …