In this article, we review the growing literature on financial technology (FinTech) lending—
the provision of credit facilitated by technology that improves the customer–lender …

This article surveys research on the effects of digitalization on access to finance. We focus
the review on access through fintech. We review the growth of three main fintech …

Fintech and decentralized finance have penetrated all areas of the financial system and
have improved financial inclusion in the last decade. In this paper, we review the recent …

In the recent years, fintech industry of the fourth industrial revolution has grown multifold,
which raised the concerns of scholars over the excessive usage of electricity. This paper …

The intersection of finance and technology, known as fintech, has resulted in the dramatic
growth of innovations and has changed the entire financial landscape. While fintech has a …

数字供应链金融是区块链技术与传统供应链金融相结合的金融创新产物. 本文构建了位于供应链
网络中的企业向银行抵押融资的理论框架, 系统分析了数字供应链金融的经济运行原理以及与 …

Using a unique dataset of more than 2 million Chinese firms that received credit from both
an important big tech firm (Ant Group) and traditional commercial banks, this paper …

Open banking (OB) empowers bank customers to share transaction data with fintechs and
other banks. 49 countries have adopted OB policies. Consumer trust in fintechs predicts OB …

We derive three testable predictions from a bank-P2P lender model of competition:(a) P2P
lending grows when some banks are faced with exogenously higher regulatory costs;(b) …

Banks have come a long way since medieval times, enduring and surviving many crises.
The economic crisis induced by the Covid-19 pandemic may provoke another financial …