This article reviews and evaluates the empirical literature on adverse selection in insurance
markets. We focus on empirical work that seeks to test the basic coverage–risk prediction of …

The Economics of Health and Health Care is the market-leading health economics textbook,
providing comprehensive coverage of all the key topics, and balancing economic theory …

The phrase" adverse selection" was originally coined by insurers to describe the process by
which insureds utilize private knowledge of their own riskiness when deciding to buy or …

We analyse the impact of the provision of care on the health and quality of life (QoL) of adult
female informal caregivers using a representative sample drawn from the survey of health …

This article analyzes farmers' choices of crop insurance contracts and offers empirical
evidence of adverse selection in crop insurance markets. Farmers' risk characteristics, their …

This review paper aims to determine the factors influencing the attitudes of consumers
towards insurance claim fraud. In this research, data review was conducted on 60 articles …

This paper studies long-term private health insurance (PHI) in Germany. It describes the
main actuarial principles of premium calculation and relates these to existing theory. In the …

Health insurance was prioritized as one of the four key areas for reform in China's Health
Care Reform Plan released in April 2009. The Plan aimed to expand coverage, enhance …

Prior research on adverse selection in health insurance markets has found only mixed
evidence for adverse selection in group settings. We examine the impact of state community …

Using information on timing and number of claims in a unique data set pertaining to
comprehensive automobile insurance with the increasing deductible provision in Taiwan …