Search and herding effects in peer-to-peer lending: evidence from prosper. com

E Berkovich - Annals of Finance, 2011 - Springer
I examine loan data from Prosper. com—a website which allows borrowers to post loans and
for lenders to bid on those loans. The Prosper market somewhat resembles the theoretical …

[PDF][PDF] Addressing information asymmetries in online peer-to-peer lending

M Cummins, T Lynn, C Mac an Bhaird… - … finance: Fintech and …, 2019 - library.oapen.org
Digital technologies are transforming how small businesses access finance and from whom.
This chapter explores online peer-to-peer (P2P) lending, a form of crowdfunding that …