In recent years, the ethical impact of AI has been increasingly scrutinized, with public
scandals emerging over biased outcomes, lack of transparency, and the misuse of data. This …

This article explores sociotechnical imaginaries of digital payments. Drawing on a decade of
reports from industry consultants, the analysis of stories on digital payments identifies three …

Abstract “Tracking” is the collection of data about an individual's activity across multiple
distinct contexts and the retention, use, or sharing of data derived from that activity outside …

The rising popularity of fintech‐driven solutions has reshaped financial markets and retail
consumer behaviour. This paper examines the growing 'buy‐now‐pay‐later'(BNPL) …

A key change since the financial crisis of 2008 is the internationalization of interest in
consumer finance. International institutions monitor household credit because of its impact …

abstract New digital financial technologies (fintech) are changing the contours of the
consumer debt industry. The aim of this article is to address the challenges that these shifts …

Longlisted for the Financial Times Schroders Business Book of the Year Award 2023 BEST
BOOK OF THE YEAR: GQ, Los Angeles Times, Wired The essential guide to this new …

Steve Woolgar has argued that science and technology studies is a prime place for studying
the relationship between children and consumption [2012 “Ontological Child Consumption.” …

Capitalism only celebrates success, and it can be difficult to know what to do when
confronted with failure. This book explores what happens when people go broke and what …

Algorithms silently construct our lives. They can determine whether someone is hired or
promoted, provide loans or housing, and decide which political advertisements and news …