FinTech, lending and payment innovation: A review

S Agarwal, J Zhang - Asia‐Pacific Journal of Financial Studies, 2020 - Wiley Online Library
The global landscape has seen the advent of new technology in offering innovative financial
services and products and reshaping the financial sector, namely FinTech. In this review, we …

Why pay? An introduction to payments economics

CM Kahn, W Roberds - Journal of Financial Intermediation, 2009 - Elsevier
This paper surveys the growing literature on payments. We begin by presenting a simple
model that illustrates the essential function of payments and how this may be implemented …

The influence of e-banking service quality on customer loyalty: A moderated mediation approach

A Shankar, C Jebarajakirthy - International Journal of Bank Marketing, 2019 - emerald.com
Purpose Providing high-quality e-banking services is considered a basic strategy for
attracting and retaining customers with electronic-banking platforms. The purpose of this …

Switching from cash to cashless payments during the COVID-19 pandemic and beyond

TP Wisniewski, M Polasik, R Kotkowski… - Available at SSRN …, 2021 - papers.ssrn.com
Using a survey of 5,504 respondents from 22 European countries, we examine preferences
regarding cash and cashless payments at the point of sale (POS) during the COVID-19 …

Consumer cash usage: A cross-country comparison with payment diary survey data

J Bagnall, D Bounie, KP Huynh, A Kosse, T Schmidt… - 2014 - papers.ssrn.com
We measure consumers' use of cash by harmonizing payment diary surveys from seven
countries. The seven diary surveys were conducted in 2009 (Canada), 2010 (Australia) …

Technological change and financial innovation in banking: Some implications for fintech

WS Frame, LD Wall, LJ White - 2018 - papers.ssrn.com
Financial intermediation has changed dramatically over the past 30 years, due in large part
to technological change. The paper first describes the role of the financial system in a …

The economics of mobile payments: Understanding stakeholder issues for an emerging financial technology application

YA Au, RJ Kauffman - Electronic commerce research and applications, 2008 - Elsevier
Economic theory provides a unique vantage point from which to examine issues with respect
to emerging technologies, where standards and adoption, business process changes and …

Payments are a-changin'but cash still rules

ML Bech, U Faruqui, F Ougaard… - BIS Quarterly Review …, 2018 - papers.ssrn.com
Retail payment systems continue to become faster and more convenient. Yet, despite
increased use of electronic payments around the world, there is scant evidence of a shift …

The impact of dynamic price variability on revenue maximization

G Abrate, JL Nicolau, G Viglia - Tourism Management, 2019 - Elsevier
The objective of this article is to analyze the effect of dynamic price variability on revenue
maximization. While dynamic pricing is a common practice in tourism, this is the first …

[PDF][PDF] Factors influencing the adoption of internet banking in Tunisia

W Nasri - International journal of business and …, 2011 - pdfs.semanticscholar.org
The purpose of this paper is to determine those factors that influence the adoption of internet
banking services in Tunisia. A theoretical model is provided that conceptualizes and links …