In this article, we describe how residential segregation and individual racial disparities generate racialized patterns of subprime lending and lead to financial loss among black …
JW Faber - Housing Policy Debate, 2013 - Taylor & Francis
Subprime mortgage lending in the early 2000s was a leading cause of the Great Recession. From 2003 to 2006, subprime loans jumped from 7.6% of the mortgage market to 20.1 …
JW Faber - Housing Policy Debate, 2018 - Taylor & Francis
The subprime boom and subsequent foreclosure crisis highlighted risk associated with pursuit of the American Dream of homeownership. People of color and those living in …
D Hyra, JS Rugh - Urban Geography, 2016 - Taylor & Francis
ABSTRACT The United States experienced the Great Recession between 2007 and 2009 and many American cities and communities are still suffering from its legacy. During the prior …
In this article, we propose that metropolitan areas represent differential “risk contexts” to the people who live within them and argue that growing insecurity in US metropolitan areas …
B Merritt, MD Farnworth - Housing Policy Debate, 2021 - Taylor & Francis
This article assesses (a) the extent to which state landlord–tenant legislation may influence local evictions and (b) whether those laws may influence eviction-related outcomes within …
The majority of Americans live in suburbs and until about a decade or so ago, most suburbs had been assumed to be non-Hispanic White, affluent, and without problems. However …
Unequal access to homeownership is central to ethno-racial stratification. Ample research demonstrates large ethno-racial disparities that exist in access and outcomes throughout the …
J Loya - Race and Social Problems, 2023 - Springer
Access to homeownership is central to both wealth and ethno-racial stratification. Previous research demonstrates ethno-racial inequality in homeownership such as unequal …