This article surveys research on the effects of digitalization on access to finance. We focus
the review on access through fintech. We review the growth of three main fintech …

Blockchain is the latest 'disruptive innovation'that has caught scholars' attention. It is the
underlying technology for Bitcoin and other digital currencies. Stakeholders like developers …

Blockchain is considered by many to be a disruptive core technology. Although many
researchers have realized the importance of blockchain, the research of blockchain is still in …

Elon Musk, one of the richest individuals in the world, is considered a technological
visionary and has a social network of over 110 million followers on social media platform …

Initial coin offerings (ICOs) have emerged as a new mechanism for entrepreneurial finance,
with parallels to initial public offerings, venture capital, and presale crowdfunding. In a …

Smart contracts are decentrally anchored scripts on blockchains or similar infrastructures
that allow the transparent execution of predefined processes. Using smart contracts …

Abstract Cryptocurrencies (eg, Bitcoin, EOS, Etherum, Litecoin, and others) are disrupting
the traditional banking and financial systems. The cryptocurrencies are based on a set of …

Research on initial coin offerings (ICOs) is nascent and assesses ICOs from the
perspectives of ventures and regulators. Little is known about the equally important group of …

Blockchain, a decentralized validation protocol in which no one individual entity completely
controls the process or information, is labeled both a “techno tour de force” and a “fraud.” …

Agriculture is a key component of prosperous continuation of human civilization, meeting the
basic needs of daily life. Democratization is an inevitable change in the development of …