Financial literacy, financial advisors, and information sources on demand for life insurance

C Lin, YJ Hsiao, CY Yeh - Pacific-Basin Finance Journal, 2017 - Elsevier
A logistic regression model was used to investigate the effects of financial literacy, financial
advisors, and information sources on life insurance participation. Our empirical findings …

Life and non-life insurance demand: the different effects of influence factors in emerging countries from Europe and Asia

SL Dragos - Economic research-Ekonomska istraživanja, 2014 - hrcak.srce.hr
Sažetak Urbanisation, incomes and their distributions, and the population degree of
education are relevant factors for the development of insurance sector. This study estimates …

[PDF][PDF] The determinants of life insurance demand: A focus on saving motives and financial literacy

NS Mahdzan, SMP Victorian - Asian social science, 2013 - pdfs.semanticscholar.org
This paper investigates the determinants of life insurance demand among life insurance
policyholders of five major life insurance companies in Kuala Lumpur, Malaysia. From a …

The impact of digital finance on household insurance purchases: Evidence from micro data in China

X Hu, Z Wang, J Liu - The Geneva Papers on Risk and Insurance-Issues …, 2022 - Springer
Using panel data from the 2013, 2015 and 2017 China Household Finance Survey (CHFS)
and the digital finance index developed by Peking University, this study examines the impact …

Lapse-based insurance

D Gottlieb, K Smetters - American Economic Review, 2021 - aeaweb.org
Most individual life insurance policies lapse, with lapsers cross-subsidizing non-lapsers. We
show that policies and lapse patterns predicted by standard rational expectations models …

[PDF][PDF] Determinants of family takaful (Islamic life insurance) demand: a conceptual framework for a Malaysian study

AS Yazid, J Arifin, MR Hussin, WNW Daud - International Journal of …, 2012 - Citeseer
Family Takaful is one of the service sectors that are expected to continue to drive growth in
the economy. Thus, the family Takaful market continues to play an important role in …

An empirical analysis of life insurance policy surrender activity

DT Russell, SG Fier, JM Carson, RE Dumm - Journal of Insurance Issues, 2013 - JSTOR
We analyze life insurance policy surrender activity to determine whether surrender is a
function of certain macroeconomic variables and, therefore, highly correlated across …

The intention to purchase life insurance: A case study of staff in public universities

Z Zakaria, NM Azmi, NFHN Hassan, WA Salleh… - … Economics and Finance, 2016 - Elsevier
The last 20 years has seen a drastic increase in the cost of living in Malaysia. This scenario
highlighted the value of acquiring proper financial management scheme that will enable the …

[HTML][HTML] Willingness to take financial risks and insurance holdings: A European survey

M Eling, O Ghavibazoo, K Hanewald - Journal of Behavioral and …, 2021 - Elsevier
We investigate the relationship between self-reported willingness to take financial risks and
ownership of life insurance and long-term care insurance. For a representative sample of …

Determinants of life insurance demand in Tunisia

M Zerriaa, MM Amiri, H Noubbigh… - African Development …, 2017 - Wiley Online Library
This paper investigates the variables driving the demand for life insurance in Tunisia based
on annual macroeconomic data spanning the period from 1990 to 2014 and collected from …