Utilizing historical data for corporate credit rating assessment

M Wang, H Ku - Expert Systems with Applications, 2021 - Elsevier
Corporate credit rating assessment is one of the crucial problems of credit risk management;
it will help the financial institutions and government decide whether to issue debts. Recent …

Loan prediction system using machine learning

A Shinde, Y Patil, I Kotian, A Shinde… - ITM Web of …, 2022 - itm-conferences.org
As the needs of people are increasing, the demand for loans in banks is also frequently
getting higher every day. Banks typically process an applicant's loan after screening and …

[HTML][HTML] Towards AI Dashboards in Financial Services: Design and Implementation of an AI Development Dashboard for Credit Assessment

M Pamuk, M Schumann - Machine Learning and Knowledge Extraction, 2024 - mdpi.com
Financial institutions are increasingly turning to artificial intelligence (AI) to improve their
decision-making processes and gain a competitive edge. Due to the iterative process of AI …

企业信用评级计算模型综述

田一擎, 程曦, 冯博靖 - 数据与计算发展前沿, 2023 - jfdc.cnic.cn
[目的] 企业信用评级是社会经济有序和健康发展的客观要求和必然选择, 本文旨在全面介绍人工
智能和大数据时代企业信用评级的主要方法.[方法] 通过对国内外的相关文献进行阅读和研究 …

An approach for prediction of loan approval using ML algorithm

PSA Reddy, MG Reddy, RS Ponmagal - AIP Conference Proceedings, 2024 - pubs.aip.org
Several individuals are looking for banking advancements resulting from the financial
sector's improvement, the bank can only offer certain people access to its limited resources …

[PDF][PDF] Financial Inclusion of Vulnerable Sectors with a Gender Perspective: Risk Analysis Model with Artificial Intelligence Based on Complex Thinking

AM Vidal, PE Alonso-Galicia, M González-Mendoza… - 2023 - academia.edu
The objective is to present a proposal for a gender-sensitive risk analysis model using arti
cial intelligence (AI) within the framework of complex thinking, speci cally for impoverished …

[PDF][PDF] A Hybrid Approach for Feature Selection in Data Mining Modeling of Credit Scoring.

G Chornous, K Pysanets, N Yakovenko - ICTERI Workshops, 2020 - academia.edu
Recent year researches shows that data mining techniques can be implemented in broad
areas of the economy and, in particular, in the banking sector. One of the most burning …

A Review of Computational Models for Corporate Credit Rating

T Yiqing, C Xi, F Bojing - Frontiers of Data and Domputing, 2023 - jfdc.cnic.cn
[Objective] Corporate credit rating is important to social economics and this paper aims to
introduce the main methods for corporate credit rating in the era of artificial intelligence and …

Aprendizaje supervisado en la construcción de un modelo de Credit Scoring para cooperativas de ahorro y crédito en Colombia

J Cano Bedoya - 2021 - repositorio.unal.edu.co
Las entidades financieras del sector solidario brindan créditos a sus asociados,
exponiéndose a un riesgo derivado de esta actividad. Este trabajo de investigación tiene …

Financial inclusion of vulnerable sectors with a gender perspective: risk analysis model with artificial intelligence based on complex thinking

A Medina Vidal, PE Alonso Galicia… - repositorio.tec.mx
The objective is to present a proposal for a gender-sensitive risk analysis model using
artificial intelligence (AI) within the framework of complex thinking, specifically for …